Smart, Controlled Cash Flow — Month After Month.
Cash Flow Management
Every business should understand how their cash flows through their books to make the best decisions. To do that, we:
Review historical cash flow statements and bank activity
Map inflows (sales, loans, owner contributions) and outflows (payroll, COGS, operating costs & debt)
Identify timing gaps, chronic late payers, and high-variance expense lines
Invoices & Collections
We see this same problem over and over again. Businesses do not quickly or accurately invoice for the work they have completed. To remedy this, we:
Standardize invoice timing, terms, and late-fee policy
Enable multiple payment options and auto-reminders
Build a weekly AR follow-up routine with roles and scripts
Expense Control
Every small business owner knows they should tightly control every expense but few have the time. Our program helps by:
Categorize and trend expenses to spot waste
Cancel unused subscriptions and renegotiate vendor terms
Implement purchasing rules and approval thresholds
Savings Plan
What happens if sales slow down? Or expenses increase dramatically? Following a controlled savings plan will help you prepare for the future.
Set a target reserve (typically 3–6 months of core expenses)
Automate monthly transfers to a separate savings account
Create draw/replenish rules so the reserve stays intact
Tracking & Reporting
Rolling cash forecasts are updated weekly to monitor performance. This data analysis will advise:
Simple weekly cash dashboard: cash on hand, AR aging, upcoming outflows
Month-end summary explaining what changed and why
13-week rolling cash forecast updated weekly
Seasonality and pipeline adjustments
How It Works
Week 1: Assess & Stabilize
Connect accounts, pull 12 months of data, and plug the biggest gaps (invoicing cadence, overdue AR, high-variance spending identified).
Weeks 2 and 3: Implement Controls
Roll out invoice terms/automation, set vendor cadence, cancel waste, and stand up the 13-week forecast.
Week 4 and ongoing: Operate & Improve
Update the forecast, track key points, and adjust as the business changes.
What You’ll See Each Month
One-page summary in plain English
Updated 13-week cash forecast with notes
AR/AP aging with a prioritized action list
Cash reserve status and exceptions
Variance highlights vs prior month and budget
Who Needs This
Small businesses with uneven cash flow or seasonal swings
Companies growing fast but short on cash discipline
Owners tired of last-minute scrambles for payroll or payables
What We Need From You
Timely access to bank/credit card feeds and invoicing systems
A point person for weekly 20-minute cash review
Agreement on invoice terms, collections policy, and purchasing thresholds
How Much Does This Cost?
Turn “Where did the money go?” into a plan you can run. We map inflows/outflows, tighten invoicing and spend, and forecast runway so you can meet payroll, pay vendors on time, and invest with confidence. You’ll see drivers, risks, and levers in plain English. Our analysis includes 13-week cash forecast, variance notes and simple scenario testing. Depending upon your situation, the cost for this program is $350 - $900 per month.